*{box-sizing:border-box;-webkit-font-smoothing:antialiased}:root{--brand-primary:#5e6ad2;--brand-primary-glow:#5e6ad240;--brand-accent:#34d399;--brand-warning:#fbbf24;--aura-purple:radial-gradient(circle at 20% 30%, #5e6ad214 0%, transparent 50%);--aura-blue:radial-gradient(circle at 80% 70%, #38bdf80d 0%, transparent 50%);--bg-deep:#09090b;--bg-card:#121216b3;--glass-border:#ffffff0f;--glass-border-bright:#ffffff1f;--text-primary:#f8fafc;--text-secondary:#94a3b8;--text-muted:#64748b;--shadow-premium:0 20px 40px #0006;--blur-standard:blur(16px);--radius-xl:32px;--radius-lg:20px;--radius-md:14px;--admin-sidebar-w:280px;--admin-accent-glow:0 0 20px #5e6ad266}.light-theme{--bg-deep:#f8fafc;--bg-card:#ffffffe6;--bg-panel:#f8fafcf2;--glass-border:#0000001a;--glass-border-bright:#00000026;--text-primary:#0f172a;--text-secondary:#475569;--text-muted:#64748b;--brand-primary:#5e6ad2;--brand-primary-glow:#5e6ad226;--brand-accent:#10b981;--success:#10b981;--shadow-premium:0 20px 40px #00000014}html,body{min-height:100%;margin:0;padding:0;overflow-x:hidden;height:auto!important;overflow-y:auto!important}body{background:var(--bg-deep);color:var(--text-primary);-webkit-font-smoothing:antialiased;letter-spacing:-.01em;font-family:Inter,Pretendard,sans-serif;transition:background .3s,color .3s}.header-badge{color:var(--brand-primary);border:1px solid var(--brand-primary-glow);text-transform:uppercase;letter-spacing:.05em;background:#5e6ad21f;border-radius:99px;align-items:center;gap:8px;margin-bottom:20px;padding:6px 14px;font-size:11px;font-weight:950;display:inline-flex}.title-glow{letter-spacing:-.03em;margin-bottom:16px;font-size:3rem;font-weight:900;line-height:1.1}.text-gradient{background:linear-gradient(#fff 0%,#ffffffb3 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.ud-step-icon-wrap{background:var(--brand-primary);color:#fff}.ud-step.completed .ud-step-icon-wrap{color:#fff;background:#10b981}.ud-step-label{color:var(--text-secondary);text-align:center;word-break:keep-all;font-size:13px;font-weight:700}.ud-step.active .ud-step-label,.ud-step.completed .ud-step-label{color:var(--text-primary)}.ud-step-badge{color:var(--text-secondary);font-size:11px;font-weight:600}.ud-step.active .ud-step-badge{color:var(--brand-primary)}.ud-step.completed .ud-step-badge{color:#10b981}.ud-step-glow{pointer-events:none;border-radius:18px;position:absolute;inset:0;box-shadow:0 0 18px #5e6ad214}.ud-info-section{flex-direction:column;gap:10px;margin-bottom:28px;display:flex}.ud-info-card{background:var(--bg-secondary);border:1px solid var(--glass-border);border-radius:14px;align-items:center;gap:0;min-height:48px;padding:12px 20px;display:flex}.light-theme .ud-info-card{background:var(--bg-card,#fff)}.ud-info-card-label{border-right:1px solid var(--glass-border);flex-shrink:0;align-items:center;gap:6px;margin-right:16px;padding-right:16px;display:flex}.ud-info-card-icon{font-size:.95rem}.ud-info-card-title{text-transform:uppercase;letter-spacing:.05em;color:var(--text-secondary);white-space:nowrap;font-size:11px;font-weight:900}.ud-survey-tags{flex-wrap:wrap;gap:8px;display:flex}.ud-survey-tag{color:var(--brand-primary);white-space:nowrap;background:#5e6ad21a;border:1px solid #5e6ad240;border-radius:100px;flex-shrink:0;padding:4px 12px;font-size:12px;font-weight:700;display:inline-block}.light-theme .ud-survey-tag{background:#5e6ad212}.ud-report-btn-wrap{border-top:1px solid var(--glass-border);margin-top:28px;padding-top:24px}.ud-report-btn{background:var(--brand-primary);color:#fff;cursor:pointer;letter-spacing:.01em;border:none;border-radius:14px;justify-content:center;align-items:center;gap:10px;width:100%;padding:16px 24px;font-size:15px;font-weight:800;transition:all .2s;display:flex}.ud-report-btn:hover{opacity:.88;transform:translateY(-2px);box-shadow:0 8px 24px #5e6ad266}.ud-mydata-inline{flex-wrap:wrap;align-items:center;gap:8px;display:flex}.ud-mydata-chip{color:var(--text-secondary);background:var(--bg-primary);border:1px solid var(--glass-border);white-space:nowrap;cursor:help;border-radius:8px;flex-shrink:0;align-items:center;gap:4px;padding:4px 10px;font-size:12px;transition:border-color .2s,background .2s;display:inline-flex}.ud-mydata-chip:hover{border-color:var(--brand-primary);background:#5e6ad214}.light-theme .ud-mydata-chip{background:var(--bg-secondary)}.ud-mydata-source{color:var(--brand-primary);letter-spacing:.02em;background:#5e6ad21f;border-radius:4px;flex-shrink:0;padding:1px 5px;font-size:10px;font-weight:800}.ud-mydata-value{color:var(--text-secondary)}.ud-mydata-chip strong{color:var(--text-primary);font-weight:700}.ud-mydata-more{color:var(--brand-primary);white-space:nowrap;background:#5e6ad214;border:1px solid #5e6ad233;border-radius:8px;flex-shrink:0;padding:4px 10px;font-size:11px;font-weight:700}.ud-priority-row{grid-template-columns:1fr 1fr;gap:20px;margin-bottom:36px;display:grid}.ud-priority-card{text-align:center;border-radius:22px;flex-direction:column;align-items:center;padding:28px 32px;display:flex;position:relative;overflow:hidden}.ud-new-badge-container{flex-direction:column;align-items:center;gap:8px;width:100%;margin-bottom:12px;display:flex}.ud-badge-pills{justify-content:center;align-items:center;gap:6px;display:flex}.ud-pill-type{color:#fff;letter-spacing:.02em;border-radius:100px;padding:4px 12px;font-size:11px;font-weight:900}.ud-pill-type.direct{background:#7c3aed;box-shadow:0 4px 12px #7c3aed4d}.ud-pill-type.proxy{background:#3b82f6;box-shadow:0 4px 12px #3b82f64d}.ud-pill-status{letter-spacing:.02em;border-radius:100px;padding:4px 12px;font-size:11px;font-weight:950}.ud-pill-status.open{color:#fff;background:#10b981;box-shadow:0 4px 12px #10b9814d}.ud-pill-status.scheduled{color:#000;background:#facc15;box-shadow:0 4px 12px #facc1566}.ud-pill-status.today{color:#fff;background:#ef4444;animation:1.2s ease-in-out infinite ddayPulse}.ud-preserve-layout-space{justify-content:center;align-items:center;width:100%;min-height:1.5em;display:flex}.ud-pill-date{letter-spacing:.02em;justify-content:center;align-items:center;min-height:20px;font-size:13px;font-weight:800;display:flex}.ud-pill-date.open{color:#10b981}.ud-pill-date.scheduled{color:#facc15}.ud-pill-date.closed{color:var(--text-muted)}.ud-schedule-date{color:var(--text-secondary);letter-spacing:.01em;text-align:center;flex-direction:column;gap:2px;font-size:12px;font-weight:700;display:flex}.ud-schedule-open .ud-schedule-date{color:#10b981}.ud-schedule-scheduled .ud-schedule-date{color:#f59e0b}.ud-priority-card.ud-status-open{box-shadow:0 0 0 2px #10b98166,0 8px 32px #10b9811a}.ud-priority-card.ud-status-scheduled{box-shadow:0 0 0 2px #f59e0b66,0 8px 32px #f59e0b1a}.ud-dday-badge{color:#ef4444;letter-spacing:.02em;background:#ef44441a;border:1px solid #ef444440;border-radius:100px;padding:2px 10px;font-size:.85rem;font-weight:900;display:inline-block}.ud-dday-badge.open{color:#10b981;background:#10b9811a;border-color:#10b98140}.ud-dday-badge.closed{color:var(--text-secondary);background:var(--glass-border);border-color:var(--glass-border);font-size:.8rem}.ud-dday-badge.today{color:#fff;background:#ef4444;border-color:#ef4444;animation:1.2s ease-in-out infinite ddayPulse}.ud-dday-badge.urgent{color:#f97316;background:#f973161f;border-color:#f9731659}@keyframes ddayPulse{0%,to{box-shadow:0 0 #ef444480}50%{box-shadow:0 0 0 6px #ef444400}}.ud-priority-card.ud-direct{background:linear-gradient(135deg,#6366f11f 0%,#0000004d 100%);border:1px solid #6366f14d}.ud-priority-card.ud-proxy{background:linear-gradient(135deg,#10b9811f 0%,#0000004d 100%);border:1px solid #10b9814d}.light-theme .ud-priority-card.ud-direct{background:linear-gradient(135deg,#6366f10f 0%,#f8fafce6 100%);border:1px solid #6366f133}.light-theme .ud-priority-card.ud-proxy{background:linear-gradient(135deg,#10b9810f 0%,#f8fafce6 100%);border:1px solid #10b98133}.ud-priority-badge{text-transform:uppercase;letter-spacing:.04em;text-align:center;margin-bottom:10px;font-size:11px;font-weight:900}.ud-direct .ud-priority-badge{color:#6366f1}.ud-proxy .ud-priority-badge{color:#10b981}.ud-priority-name{color:var(--text-primary);letter-spacing:-.02em;text-align:center;margin-bottom:10px;font-size:1.3rem;font-weight:900;line-height:1.3}.ud-priority-desc{color:var(--text-secondary);text-align:center;white-space:nowrap;text-overflow:ellipsis;width:100%;margin-bottom:20px;font-size:13px;line-height:1.6;overflow:hidden}.ud-priority-specs-grid{grid-template-columns:repeat(3,1fr);gap:10px;width:100%;margin-top:4px;display:grid}.ud-spec-item{border:1px solid var(--glass-border);text-align:center;background:#ffffff08;border-radius:14px;flex-direction:column;justify-content:center;align-items:center;gap:6px;min-height:80px;padding:12px 8px;transition:all .2s;display:flex}.ud-spec-item:hover{background:#ffffff0f;border-color:#fff3;transform:translateY(-2px)}.light-theme .ud-spec-item{background:#00000005}.ud-spec-icon{margin-bottom:2px;font-size:1.1rem}.ud-spec-content{flex-direction:column;align-items:center;gap:6px;width:100%;display:flex}.ud-spec-label{text-transform:uppercase;letter-spacing:.06em;color:var(--text-muted);font-size:10px;font-weight:800}.ud-spec-value{color:var(--text-primary);word-break:keep-all;font-size:13px;font-weight:900;line-height:1.2}.ud-spec-sub{color:var(--text-muted);text-align:center;word-break:keep-all;white-space:normal;font-size:11px;font-weight:500;line-height:1.4}.ud-modal-specs-grid{grid-template-columns:repeat(3,1fr);gap:12px;width:100%;margin-top:20px;display:grid}.ud-apply-period{color:var(--text-secondary);border:1px solid var(--glass-border);word-break:keep-all;background:#ffffff0a;border-radius:8px;margin-bottom:14px;padding:8px 12px;font-size:12px;line-height:1.5}.light-theme .ud-apply-period{background:#00000008}.ud-d-day{color:#ef4444;font-size:1.1rem;font-weight:900}.ud-d-day.open{color:#10b981}.ud-d-day.closed{color:var(--text-secondary);font-size:.95rem}.ud-view-more{color:var(--text-primary);cursor:pointer;background:0 0;border:none;align-items:center;gap:4px;padding:0;font-size:14px;font-weight:800;transition:color .2s;display:flex}.ud-view-more:hover{color:var(--brand-primary)}.ud-fund-grid{grid-template-columns:1fr 1fr;gap:28px;display:grid}.ud-column-title{color:var(--text-primary);letter-spacing:-.01em;align-items:center;gap:8px;margin-bottom:16px;font-size:1rem;font-weight:900;display:flex}.ud-fund-list{flex-direction:column;gap:10px;display:flex}.ud-fund-row{background:var(--bg-secondary);cursor:pointer;border:1px solid var(--glass-border);border-radius:14px;align-items:center;gap:14px;padding:14px 18px;transition:all .2s;display:flex}.ud-fund-row:hover{border-color:var(--brand-primary);background:#5e6ad20f;transform:translate(6px)}.light-theme .ud-fund-row{background:var(--bg-card,#fff)}.light-theme .ud-fund-row:hover{background:#5e6ad20a}.ud-row-rank{background:var(--bg-primary);width:30px;height:30px;color:var(--text-secondary);border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;font-size:13px;font-weight:900;display:flex}.light-theme .ud-row-rank{background:var(--bg-secondary);color:var(--text-secondary)}.ud-row-info{flex:1;min-width:0}.ud-row-name{color:var(--text-primary);white-space:nowrap;text-overflow:ellipsis;margin-bottom:3px;font-size:13px;font-weight:700;overflow:hidden}.ud-row-score{color:var(--text-secondary);font-size:12px}.ud-row-arrow{color:var(--text-secondary);flex-shrink:0}.ud-fund-empty{text-align:center;color:var(--text-secondary);background:var(--bg-secondary);border:1px solid var(--glass-border);border-radius:14px;padding:20px;font-size:13px}.ud-modal-overlay{-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);z-index:2000;background:#000000bf;justify-content:center;align-items:center;padding:20px;display:flex;position:fixed;inset:0}.ud-modal{background:var(--bg-secondary);border:1px solid var(--glass-border);border-radius:22px;width:100%;max-width:480px;padding:36px;position:relative;box-shadow:0 24px 60px #00000080}.light-theme .ud-modal{background:#fff;box-shadow:0 24px 60px #0000001f}.ud-modal-close{color:var(--text-secondary);cursor:pointer;background:0 0;border:none;justify-content:center;align-items:center;transition:color .2s;display:flex;position:absolute;top:18px;right:18px}.ud-modal-close:hover{color:var(--text-primary)}.ud-modal-header{text-align:center;margin-bottom:24px}.ud-type-badge{border-radius:100px;margin-bottom:12px;padding:4px 12px;font-size:11px;font-weight:800;display:inline-block}.ud-type-badge.direct{color:#6366f1;background:#6366f11f;border:1px solid #6366f140}.ud-type-badge.proxy{color:#10b981;background:#10b9811f;border:1px solid #10b98140}.ud-modal-title{color:var(--text-primary);letter-spacing:-.02em;text-align:center;margin-bottom:12px;font-size:1.4rem;font-weight:900;line-height:1.3}.ud-modal-specs{color:var(--text-secondary);gap:20px;font-size:13px;display:flex}.ud-modal-specs strong{color:var(--text-primary);font-weight:800}.ud-body-label{color:var(--text-secondary);text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px;font-size:13px;font-weight:800}.ud-body-text{color:var(--text-secondary);margin-bottom:24px;font-size:14px;line-height:1.7}.ud-apply-btn{background:var(--brand-primary);color:#fff;cursor:pointer;border:none;border-radius:12px;width:100%;padding:14px;font-size:1rem;font-weight:800;transition:all .2s}.ud-apply-btn:hover{opacity:.9;transform:translateY(-2px);box-shadow:0 8px 20px #5e6ad24d}.ud-mock-banner{color:#f59e0b;background:#f59e0b1a;border:1px solid #f59e0b40;border-radius:10px;flex-wrap:wrap;align-items:center;gap:10px;margin-bottom:24px;padding:10px 16px;font-size:13px;display:flex}.light-theme .ud-mock-banner{color:#b45309;background:#f59e0b0f;border-color:#f59e0b33}.ud-mock-banner span{flex:1;min-width:0}.ud-mock-retry{color:#f59e0b;cursor:pointer;white-space:nowrap;background:#f59e0b26;border:1px solid #f59e0b4d;border-radius:6px;padding:4px 12px;font-size:12px;font-weight:700;transition:background .2s}.ud-mock-retry:hover{background:#f59e0b40}.ud-loading-container,.ud-error-container{background:var(--bg-primary);width:100vw;height:100vh;color:var(--text-primary);flex-direction:column;justify-content:center;align-items:center;gap:16px;display:flex}.ud-error-desc{color:var(--text-secondary);margin:0;font-size:14px}.ud-error-actions{gap:12px;margin-top:4px;display:flex}.ud-loader{border:4px solid var(--glass-border);border-top-color:var(--brand-primary);border-radius:50%;width:48px;height:48px;animation:1s linear infinite udSpin}@keyframes udSpin{to{transform:rotate(360deg)}}.ud-retry-btn{background:var(--brand-primary);color:#fff;cursor:pointer;border:none;border-radius:12px;padding:12px 28px;font-weight:700;transition:opacity .2s}.ud-retry-btn:hover{opacity:.85}.ud-back-btn{color:var(--text-secondary);border:1px solid var(--glass-border);cursor:pointer;background:0 0;border-radius:12px;padding:12px 28px;font-weight:700;transition:all .2s}.ud-back-btn:hover{background:var(--glass-border);color:var(--text-primary)}@media (width<=1100px){.ud-progress-steps{flex-wrap:wrap}.ud-step{min-width:calc(33% - 8px)}}@media (width<=900px){.ud-priority-row,.ud-fund-grid{grid-template-columns:1fr}}@media (width<=768px){.ud-sidebar{display:none}.ud-top-nav-inner{padding:0 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.2s}.btn-login:hover{box-shadow:0 8px 20px var(--brand-primary-glow);transform:translateY(-2px)}.mobile-menu-btn{color:var(--text-primary);cursor:pointer;background:0 0;border:none;display:none}.landing-theme-toggle{z-index:1001;background:var(--bg-card);border:1px solid var(--glass-border);width:48px;height:48px;color:var(--text-primary);cursor:pointer;box-shadow:var(--shadow-premium);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-radius:50%;justify-content:center;align-items:center;transition:all .3s cubic-bezier(.4,0,.2,1);display:flex;position:fixed;bottom:2rem;right:2rem}.landing-theme-toggle:hover{background:var(--brand-primary);color:#fff;border-color:var(--brand-primary);transform:scale(1.1)rotate(12deg)}@media (width<=768px){.landing-theme-toggle{width:42px;height:42px;bottom:1.5rem;right:1.5rem}}.hero-section{flex-direction:column;justify-content:center;align-items:center;min-height:100vh;padding:8rem 2rem 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100%);-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text}.hero-subtitle{color:var(--text-secondary);max-width:600px;margin-bottom:3rem;margin-left:auto;margin-right:auto;font-size:1.25rem;line-height:1.7}.hero-subtitle strong{color:var(--brand-accent);font-weight:900}.hero-actions{flex-direction:column;align-items:center;gap:1rem;margin-bottom:4rem;display:flex}.btn-hero-primary{background:var(--brand-primary);color:#fff;cursor:pointer;box-shadow:0 0 30px var(--brand-primary-glow);border:none;border-radius:20px;justify-content:center;align-items:center;gap:.5rem;width:100%;max-width:400px;padding:1.25rem 3rem;font-size:1.125rem;font-weight:900;transition:all .3s;display:flex}.btn-hero-primary:hover{box-shadow:0 12px 40px var(--brand-primary-glow);transform:translateY(-4px)}.btn-hero-secondary{background:var(--bg-secondary);color:var(--text-primary);border:1px solid var(--border-color);cursor:pointer;border-radius:20px;justify-content:center;align-items:center;gap:.5rem;width:100%;max-width:400px;padding:1.125rem 3rem;font-size:1rem;font-weight:800;transition:all .3s;display:flex}.btn-hero-secondary:hover{background:var(--bg-card);border-color:var(--brand-primary)}.hero-stats{flex-wrap:wrap;justify-content:center;gap:3rem;display:flex}.stat-item{text-align:center}.stat-number{color:var(--brand-primary);margin-bottom:.5rem;font-size:2.5rem;font-weight:950}.stat-label{color:var(--text-muted);font-size:.875rem;font-weight:600}.scroll-indicator{color:var(--text-muted);cursor:pointer;animation:2s infinite bounce;position:absolute;bottom:2rem;left:50%;transform:translate(-50%)}@keyframes bounce{0%,to{transform:translate(-50%)translateY(0)}50%{transform:translate(-50%)translateY(-10px)}}.section-container{max-width:1200px;margin:0 auto;padding:6rem 2rem}.landing-page .section-header{text-align:center;flex-direction:column;justify-content:center;align-items:center;margin-bottom:4rem;display:flex}.landing-page .section-title{color:var(--text-primary);letter-spacing:-.04em;text-align:center;margin-bottom:1rem;font-size:3rem;font-weight:950;display:block}.landing-page .section-subtitle{color:var(--text-secondary);text-align:center;font-size:1.125rem}.why-policy-section{background:var(--bg-deep)}.policy-benefits-grid{grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem;margin-bottom:3rem;display:grid}.policy-benefit-card{background:var(--bg-card);border:1px solid var(--glass-border);text-align:center;border-radius:24px;padding:2.5rem;transition:all .3s}.policy-benefit-card:hover{border-color:var(--brand-primary);box-shadow:var(--shadow-premium);transform:translateY(-8px)}.policy-icon{background:var(--brand-primary-glow);width:72px;height:72px;color:var(--brand-primary);border-radius:50%;justify-content:center;align-items:center;margin:0 auto 1.5rem;display:flex}.policy-benefit-card h3{color:var(--text-primary);margin-bottom:1rem;font-size:1.35rem;font-weight:900}.policy-benefit-card p{color:var(--text-secondary);font-size:1.05rem;line-height:1.7}.policy-benefit-card p strong{color:var(--brand-primary)}.policy-summary-box{border:1px solid var(--brand-primary-glow);text-align:center;background:linear-gradient(135deg,#5e6ad226 0%,#10b9891a 100%);border-radius:24px;justify-content:center;align-items:center;gap:1.5rem;padding:2rem 3rem;display:flex}.summary-icon{color:var(--brand-primary);flex-shrink:0}.policy-summary-box p{color:var(--text-secondary);margin:0;font-size:1.25rem;line-height:1.6}.policy-summary-box p strong{color:var(--text-primary);font-weight:800}.light-theme .policy-summary-box{background:linear-gradient(135deg,#5e6ad20d 0%,#10b9890d 100%)}@media (width<=768px){.policy-summary-box{flex-direction:column;gap:1rem;padding:2rem}.policy-summary-box p{font-size:1.05rem}}.features-section{background:var(--bg-panel)}.features-grid{grid-template-columns:repeat(4,1fr);gap:1.5rem;display:grid}@media (width<=1100px){.features-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=600px){.features-grid{grid-template-columns:1fr}}.feature-card{background:var(--bg-card);border:1px solid var(--glass-border);text-align:left;border-radius:24px;padding:2.2rem 1.8rem;transition:all .3s}.feature-card:hover{border-color:var(--brand-primary);box-shadow:var(--shadow-premium);transform:translateY(-8px)}.feature-icon{background:var(--brand-primary-glow);width:64px;height:64px;color:var(--brand-primary);border-radius:16px;justify-content:center;align-items:center;margin-bottom:1.5rem;display:flex}.feature-card h3{color:var(--text-primary);white-space:nowrap;letter-spacing:-.02em;margin-bottom:1rem;font-size:1.25rem;font-weight:900}.feature-card 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